Determinants of Health Insurance Participation a case study of Takmau District, Kandal Province, Cambodia

Abstract

The objectives of this thesis are to study the situation of health insurance participation of people in Takmau District, Kandal Province, Cambodia, and to determine the factors affecting health insurance participation. The binary logistic regression was used to identify the determinants of the health insurance participation. Data used for this analysis were obtained from interviewing 309 people living in Takmau district, during February to March in 2005. The result of this study showed that the people with higher income joined health insurance more than people with less income. With reapect of education level, people having high eduction level participated in health insurance more than people having low education level. It was also found that health insurance participation tended to increase as people get older. Farmers joined health insurance more than other occupations. Perception of health insurance and family size had a positive relationship with health insurance, while sex (male) and marital status (single) had a negative relationship with health insurance. However, perception, family size, sex, and marital status variables were not statistically significant.